If you’ve suffered an injury or illness while on the job, you may qualify for medical benefits and wage replacement through workers’ compensation. However, the claims process isn’t always straightforward—employers and insurance companies sometimes try to minimize or even deny rightful payments to injured employees.
At E&L, LLP, our dedicated attorneys fight tirelessly for hardworking individuals across all industries. Here’s what you need to know about workers’ compensation and how we can help.
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(213) 213-0000
Frequently Asked Questions
- What Is Workers’ Compensation?
Workers’ compensation is a type of insurance that provides medical benefits and wage replacement to employees who are injured or become ill as a result of their job. In exchange, employees generally forfeit the right to sue their employer for negligence.
- How Do You File a Workers’ Compensation Claim?
Filing a claim involves several steps:
- Report the Incident: Employees must promptly report the injury or illness to their employer.
- Complete Forms: The employer is required to provide forms for the worker to fill out. These forms capture key details, such as when, where, and how the accident occurred.
- Employer Submission: The employer typically files the claim with their insurance company.
- Claim Approval: If approved, the employee will receive benefits covering medical costs, rehabilitation, and lost wages.
- Claim Denial: If the claim is denied, the employee has the right to file an appeal.
- What If Your Claim Is Denied?
Insurance carriers may deny workers’ compensation claims for various reasons, including:
- Disputing that the injury occurred on the job.
- Alleging that the employee misrepresented the injury.
- Attributing the injury to a preexisting condition.
- Claiming that the worker is an independent contractor.
Each state has a specific appeals process for denied claims. Navigating this process can be complex, and it’s often best handled by an experienced workers’ compensation attorney.
- Who Is Eligible for Workers’ Compensation?
Eligibility for workers’ compensation varies based on factors such as:
- Employment Status: Whether the worker is classified as an employee or an independent contractor.
- State Laws: Workers’ compensation laws differ by state.
- Industry: Some industries have unique rules and regulations.
- Employer Type: Federal employees may have separate workers’ compensation systems.
Most employees are covered under workers’ compensation laws, which protect against workplace injuries, illnesses, diseases, accidents, and fatalities. Workers’ compensation is a no-fault system, so employees don’t need to prove negligence to qualify for benefits.
- How Can a Workers’ Compensation Attorney Help You?
If you’ve been injured at work, a skilled attorney can guide you through the process and ensure your rights are protected. At E&L, LLP, we:
- Help you file your claim accurately and on time.
- Represent you in appeals if your claim is denied.
- Fight to secure the medical benefits and wage replacement you’re entitled to.
Our attorneys have the knowledge and experience to navigate the complexities of workers’ compensation claims and get you the financial recovery you deserve.
Don’t Wait to Get the Help You Need
If you’ve been injured on the job, you may be entitled to significant financial compensation. Don’t face the claims process alone. Let the attorneys at E&L, LLP fight for your rights and secure the benefits you deserve.
CALL OUR ATTORNEYS FOR A FREE NO-OBLIGATION CONSULTATION
(213) 213-0000
WE DO NOT GET PAID UNTIL YOU GET PAID. THAT IS OUR GUARANTEE.
