If you’ve been injured on the job, you might be asking yourself whether your injury qualifies for workers’ compensation or wondering what the specific laws in your state are. No one wants to deal with the frustration and financial strain of a workplace injury that isn’t fully compensated.
Understanding workers’ compensation laws is crucial to ensuring you get the benefits you deserve. However, navigating these laws can be complex, which is why consulting an experienced attorney is highly recommended. At E&L, LLP, our workers’ compensation lawyers have decades of experience and are committed to fighting for injured workers.
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(213) 213-0000
FREQUENTLY ASKED QUESTIONS
- What Is Workers’ Compensation?
Workers’ compensation is a type of insurance that provides financial support for employees who suffer work-related injuries or illnesses. This program covers medical costs, lost wages, and other related expenses, ensuring that workers can recover without the added stress of financial hardship.
- What Does Workers’ Compensation Cover?
Workers’ compensation typically covers:
- Medical expenses: Hospital visits, surgeries, medications, and rehabilitation.
- Lost wages: A percentage of income while you’re unable to work.
- Vocational rehabilitation: Assistance in learning new skills if you can’t return to your previous job.
- Death benefits: Financial assistance for dependents in the event of a work-related fatality.
- How Does It Work?
When a worker is injured or becomes ill due to their job, the process usually involves:
- Filing a claim with the employer’s workers’ compensation insurance.
- The insurance company investigating the claim to determine its validity.
- If approved, the insurance provider pays for medical treatment, wage replacement, and other benefits.
- Some cases may include additional services, such as vocational rehabilitation, if the injury prevents the employee from returning to their previous role.
- What Isn’t Covered by Workers’ Compensation?
While workers’ compensation covers many scenarios, certain situations are excluded, such as:
- Self-inflicted injuries: Intentional harm or misconduct.
- Injuries while breaking company rules: For example, operating machinery while intoxicated.
- Horseplay injuries: Injuries resulting from off-task or reckless activities.
- Commuting injuries: Accidents during your commute to or from work, unless you were performing a job-related task.
Knowing these exceptions is essential, as they can impact your eligibility for benefits.
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(213) 213-0000
- What Are the Benefits of Hiring a Workers’ Compensation Lawyer?
Hiring a lawyer for your workers’ compensation claim can make a significant difference. Here’s how:
- Experience and Knowledge: Attorneys understand the legal system and common pitfalls, ensuring you avoid mistakes that could jeopardize your claim.
- Dealing With Insurance Companies: Insurers often attempt to minimize payouts or deny valid claims. A lawyer can advocate for your rights and push back against unfair treatment.
- Stress Reduction: Navigating the claims process alone can be overwhelming. An attorney ensures everything is handled professionally and accurately.
- Contingency Fees: Most workers’ compensation lawyers work on a contingency basis, meaning you don’t pay unless they win your case.
- What Is the Difference Between a Workers’ Compensation Claim and a Lawsuit?
The key difference lies in proving fault:
- Workers’ Compensation Claim: You don’t need to prove fault. As long as the injury happened on the job and is covered, you’re entitled to benefits.
- Lawsuit: You must prove negligence or carelessness by another party to recover damages. Lawsuits often provide compensation for pain and suffering, which isn’t available through workers’ comp.
- How E&L, LLP Can Help With Your Workers’ Comp Claim
Filing Your Claim
The workers’ compensation process can involve complicated paperwork and tight deadlines. Our attorneys can handle every aspect of your claim to ensure accuracy and compliance.
Protecting Your Rights
If your employer or their insurance company disputes your claim, we’ll fight to protect your rights and secure the benefits you deserve.
Negotiating a Settlement
In cases where a settlement is offered, we’ll ensure it reflects the true value of your medical expenses, lost wages, and long-term needs.
Appeals and Hearings
If your claim is denied, our experienced attorneys can represent you during the appeals process and any subsequent legal proceedings.
Contact E&L, LLP for Assistance With Your Work-Related Injury
Understanding workers’ compensation laws is essential to securing the benefits you’re entitled to after a workplace injury. Whether you’re filing your first claim or facing a denied application, E&L, LLP can provide the guidance and representation you need.
CALL OUR ATTORNEYS FOR A FREE NO-OBLIGATION CONSULTATION
(213) 213-0000
WE DO NOT GET PAID UNTIL YOU GET PAID. THAT IS OUR GUARANTEE.
