Types of Workers’ Compensation Benefits
If you’ve experienced a work-related injury or illness, you may be eligible for workers’ compensation benefits. Understanding the different types of benefits available can help you better navigate the process and know what to expect.
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- Medical Care
One of the primary benefits of workers’ compensation is medical coverage, which covers the costs associated with treating your occupational injury or illness. These benefits typically include:
- Doctor, hospital, and emergency room visits
- Prescription medications
- Diagnostic tests and imaging (e.g., X-rays, MRIs)
- Physical therapy and rehabilitation services
- Essential medical equipment (e.g., crutches, wheelchairs, prosthetics)
Medical benefits are generally provided until you recover fully and are cleared to return to work.
- Disability Benefits
Disability benefits are designed to replace a portion of the wages lost when an employee is unable to work due to a work-related injury. The types of disability benefits include:
- Temporary Partial Disability (TPD):
If your injury allows you to work part-time or in a limited capacity temporarily, TPD benefits can make up for your reduced income. - Temporary Total Disability (TTD):
If your injury leaves you completely unable to work for a short period, you may qualify for TTD benefits until you recover enough to return to work. - Permanent Partial Disability (PPD):
If you are able to return to work but are permanently unable to perform at your full capacity, PPD benefits can help make up for your reduced earning ability. - Permanent Total Disability (PTD):
If your injury permanently prevents you from returning to work in any capacity, PTD benefits may provide long-term financial support.
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- Rehabilitation Benefits
If your injury prevents you from returning to your previous job, many states offer vocational training to help you develop new skills for a different career. In addition to physical rehabilitation, some states also provide psychological rehabilitation to help workers recover mentally from their injuries.
- Death Benefits
If a workplace injury or illness results in death, workers’ compensation provides death benefits to the victim’s surviving dependents. These benefits typically include:
- Financial support for the deceased’s spouse and minor children
- Funeral and burial expenses
Contact a Workers’ Compensation Lawyer
If you’ve suffered an injury or illness at work, you deserve to receive all the benefits to which you are entitled. Unfortunately, some employers and their insurance providers may attempt to deny or minimize your claim. At E&L, LLP, our experienced attorneys will fight for your rights and work tirelessly to secure the best possible outcome for your case.
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(213) 213-0000
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